Payment Methods

Payment Methods Policy

Store: Obhasa
Website: Obhasa.com
Email: support@obhasa.com
Customer Support Hours: 8:00 AM – 7:00 PM EST, Monday – Saturday
Available Payment Methods: PayPal and Venmo
Products: Necklaces, Earrings, Rings, Bracelets

Last Updated: August 20, 2026

At Obhasa, we want the checkout process to be simple, convenient, and secure. At this time, Obhasa accepts PayPal and Venmo as our available payment methods for purchases made through Obhasa.com.

This Payment Methods Policy explains the payment options currently available, how payments are processed, what happens when a payment cannot be completed, and how refunds are handled.

1. Available Payment Methods

Obhasa currently accepts the following payment methods:

Payment options displayed at checkout represent the payment methods currently available for your order.

Obhasa may add or remove payment methods in the future. If additional options become available, the checkout page will be updated accordingly.

2. PayPal

PayPal is one of the payment methods currently available at Obhasa.

When you select PayPal during checkout, you may be redirected to or provided with access to PayPal's payment environment to complete your transaction.

Depending on your PayPal account and PayPal's available options, you may be able to pay using an eligible funding source connected to your PayPal account.

Payment authorization is handled by PayPal according to its applicable terms, policies, and security procedures.

Obhasa does not control PayPal's payment authorization process.

For questions about your PayPal account, payment credentials, account security, or PayPal-specific payment restrictions, customers should contact PayPal directly.

3. Venmo

Venmo is also currently available as a payment method at Obhasa.

When you choose Venmo during checkout, you may be directed to the appropriate Venmo payment experience to authorize your purchase.

Venmo may require customers to sign in to their Venmo account and approve the transaction.

Payment authorization, account verification, and transaction security are handled by Venmo according to its applicable policies and terms.

Obhasa does not control Venmo's account verification or payment authorization process.

Customers with questions about their Venmo account should contact Venmo directly.

4. How Payment Works

The general payment process is:

1. Select your desired products.
2. Add the products to your shopping cart.
3. Proceed to checkout.
4. Review your order details.
5. Select PayPal or Venmo when available.
6. Follow the payment provider's instructions.
7. Authorize the payment.
8. Return to or complete the Obhasa checkout process as instructed.
9. Receive an order confirmation after the order is successfully submitted.

An order is not considered successfully paid until the applicable payment provider has authorized the transaction and Obhasa has received the necessary confirmation.

5. Payment Authorization

All purchases are subject to payment authorization.

A payment may be declined, delayed, or require additional verification for reasons determined by the payment provider.

Possible reasons may include:

• Insufficient funds
• Account restrictions
• Security verification
• Incorrect payment information
• Payment provider limitations
• Suspicious or unusual transaction activity
• Temporary technical issues
• Payment method restrictions
• Other authorization requirements

Obhasa does not guarantee that every transaction will be approved.

If a payment is declined, customers should follow the instructions provided by PayPal or Venmo or try another available payment method.

6. Order Confirmation

After successful payment and order submission, Obhasa may send an order confirmation to the email address provided during checkout.

An order confirmation may include:

• Order number
• Products purchased
• Quantity
• Purchase amount
• Shipping information
• Payment status
• Other relevant order details

If you do not receive an expected order confirmation, please contact support@obhasa.com.

Customers should keep their order confirmation for future reference, particularly if they need assistance with shipping, returns, refunds, or order changes.

7. Currency

Prices displayed on Obhasa.com are presented in the currency indicated on the website and checkout page.

If PayPal or Venmo converts a transaction into another currency, the applicable exchange rate and conversion terms may be determined by the payment provider or financial institution.

Obhasa does not control exchange rates, foreign transaction fees, or currency conversion fees imposed by PayPal, Venmo, banks, or other financial institutions.

Customers are responsible for reviewing the payment provider's applicable currency conversion terms when relevant.

8. Shipping Charges

Obhasa currently offers standard shipping at a $6.99 flat rate.

The applicable shipping charge is displayed during checkout before the order is completed.

Any applicable taxes or other legally required charges will be shown separately when applicable.

9. Payment Security

Obhasa takes reasonable measures to protect customer and transaction information.

Payment credentials are handled through the applicable payment service rather than requiring customers to provide complete payment credentials directly to Obhasa.

PayPal and Venmo maintain their own security systems, authentication procedures, fraud detection processes, and privacy practices.

Customers should protect their PayPal and Venmo login credentials and should never knowingly share passwords, authentication codes, or other account security information with unauthorized individuals.

10. Payment Information and Privacy

Information associated with a payment may include:

• Transaction amount
• Payment status
• Order number
• Payment method
• Transaction identifier
• Customer contact information
• Billing information
• Fraud or authorization information

Payment providers may independently process information according to their own privacy policies.

For additional information regarding how Obhasa handles personal information, please review our Privacy Policy.

Obhasa does not request sensitive payment credentials through ordinary customer support email.

If you receive a suspicious message requesting your PayPal or Venmo password, security code, or complete payment information while claiming to represent Obhasa, do not provide the requested information and contact us through the official customer support email.

11. Fraud Prevention

Obhasa may use reasonable measures to identify and prevent fraudulent or unauthorized transactions.

An order may be delayed, reviewed, or canceled when there are reasonable concerns regarding:

• Payment authorization
• Account ownership
• Unusual order activity
• Billing information
• Shipping information
• Suspected unauthorized payment activity
• Other security concerns

If an order cannot be reasonably verified, Obhasa may decline or cancel the transaction.

Where a payment has been captured and the applicable order is canceled, Obhasa will process any eligible refund according to the applicable refund procedures.

12. Payment Errors

If you believe you have been charged incorrectly, contact support@obhasa.com as soon as possible.

Please provide:

• Order number
• Customer name
• Email address
• Description of the payment issue
• Relevant transaction information

Do not send your full payment card number, PayPal password, Venmo password, security code, or other sensitive authentication information by email.

Obhasa will review the order and payment information available to us and assist with the issue.

13. Duplicate Payments or Duplicate Orders

If you believe you have accidentally submitted the same order more than once or believe you were charged multiple times, contact support@obhasa.com immediately.

Please provide the relevant order numbers or transaction references.

We will review the available information and determine whether duplicate orders or transactions occurred.

If a duplicate order is still within the fulfillment process, we will make reasonable efforts to cancel it when possible.

If a duplicate order has already shipped, the customer may need to follow the applicable Return & Refund Policy.

14. Failed Payments

If a payment attempt fails, the order may not be completed.

Customers may be asked to:

• Try PayPal again
• Try Venmo again
• Verify their payment account
• Confirm that sufficient funds are available
• Complete any security verification required by the payment provider
• Contact the payment provider for assistance

An order will not be considered fully completed until payment has been successfully authorized and the order has been accepted by Obhasa.

15. Pending Payments

A payment may temporarily appear as pending depending on the payment provider.

A pending authorization does not necessarily mean that the order has been fully completed.

If an order is canceled or a payment authorization is reversed, the timing for the pending amount to disappear may depend on PayPal, Venmo, or the customer's financial institution.

Obhasa does not control the timing of payment-provider authorization releases.

16. Refunds

Obhasa follows the applicable Return & Refund Policy for eligible returns and refunds.

Our standard return period is 60 days from the delivery date.

For an approved return, Obhasa processes the applicable refund within 12 days after the returned item is received and approved.

There are no Obhasa processing fees for eligible refunds.

The time required for PayPal, Venmo, a bank, or another payment provider to make the refunded funds available may vary.

17. PayPal Refunds

When an eligible refund relates to a PayPal transaction, the refund will generally be processed through the applicable payment transaction or returned to the payment method associated with the original PayPal purchase, subject to PayPal's processing procedures.

Obhasa does not control the time required for PayPal to make the refunded funds available.

Customers should contact PayPal directly if they have questions about a PayPal account, payment balance, payment method, or refund posting time.

18. Venmo Refunds

When an eligible refund relates to a Venmo transaction, the refund will generally be processed according to the applicable payment transaction and Venmo's procedures.

Obhasa does not control the timing of Venmo's processing or the time required for refunded funds to become available.

Customers with questions regarding their Venmo account or transaction history should contact Venmo directly.

19. Refunds for Canceled Orders

If an order is successfully canceled before fulfillment and payment has already been processed, Obhasa will initiate the applicable refund according to our cancellation and refund procedures.

No cancellation fee is charged.

The time required for the refund to appear in the customer's PayPal or Venmo account may depend on the payment provider.

20. Order Changes and Payment Adjustments

If an order is changed before fulfillment, the total order amount may change.

For example:

• Adding an item may increase the amount due.
• Removing an item may reduce the amount due.
• Changing to a different product may increase or decrease the total.
• A promotional discount may change if the order no longer meets promotional requirements.

Any required payment adjustment will be communicated or processed according to the available payment method and applicable order procedures.

21. Taxes

Applicable taxes may be calculated based on the customer's shipping destination and applicable law.

Where required, taxes will be displayed during checkout.

The final amount charged through PayPal or Venmo may include applicable merchandise costs, shipping charges, and required taxes.

22. Payment Provider Terms

PayPal and Venmo are independent third-party payment services.

Your use of PayPal or Venmo may be subject to the respective provider's terms, privacy policies, security procedures, and eligibility requirements.

Obhasa is not responsible for:

• Payment provider account restrictions
• Payment provider outages
• Payment authorization decisions
• Currency conversion rates
• Third-party account security
• Provider-specific fees
• Provider-specific transaction limits
• Provider-specific processing delays

Customers should contact the relevant payment provider for account-specific issues.

23. No Direct Card Payment at This Time

At this time, Obhasa does not offer direct credit or debit card checkout as a separate payment method.

Customers should use PayPal or Venmo when those options are presented at checkout.

Obhasa may introduce additional payment options in the future. Available payment methods will be displayed on the website or checkout page when they become available.

24. Payment Support

For questions about an Obhasa order, payment status, cancellation, refund, or transaction issue, contact:

Obhasa Customer Support

Email: support@obhasa.com
Hours: 8:00 AM – 7:00 PM EST
Days: Monday – Saturday

When contacting us, please provide your order number.

For security reasons, do not send:

• PayPal password
• Venmo password
• PayPal security code
• Venmo security code
• Full payment credentials
• Other sensitive authentication information

Obhasa will never require you to disclose your account password through ordinary email support.

25. Payment Methods Summary

For quick reference, Obhasa currently accepts:

Payment options available for your specific order will be displayed during checkout.

26. Related Order Policies

Payment terms should be read together with Obhasa's other applicable policies, including:

• Terms of Service
• Shipping Policy
• Return & Refund Policy
• Cancel / Change Order Policy
• Privacy Policy
• Cookie Policy

These policies provide additional information about purchasing, payment, shipping, returns, refunds, order changes, and personal information.

27. Policy Updates

Obhasa may update this Payment Methods Policy when payment options, payment providers, checkout procedures, or business practices change.

If a new payment method becomes available, it may be added to the checkout page and this policy may be updated accordingly.

If a payment method is discontinued, it may be removed from checkout and from the list of available payment methods.

The latest version of this policy will be published on Obhasa.com.

28. Contact Obhasa

If you have questions regarding payment methods, payment status, an order, a refund, or a transaction, please contact:

Company: Obhasa
Email: support@obhasa.com
Support Hours: 8:00 AM – 7:00 PM EST, Monday – Saturday

At present, PayPal and Venmo are the only payment methods offered by Obhasa. We aim to keep the checkout experience straightforward while using established payment providers to help customers complete purchases securely.

Last Updated: August 20, 2026